Core Health Advocacy
Employers who partner with R. Curtis Insurance receive Health Advocate’s Core Health Advocacy services for all their employees, their employee's spouse, children, parents and parents-in-law.
The Core Health Advocacy program, is centered around a team of Personal Health Advocates (PHAs) and offers a comprehensive spectrum of programs that help employees navigate the complex healthcare and insurance systems. PHAs assist employees and their families with clinical and administrative issues involving their medical, hospital, dental, pharmacy and other healthcare needs.
How Health Advocate Works
Participants calling a toll-free number are assigned their own Personal Health Advocate (PHA), typically a registered nurse, who is supported by a team of medical directors and benefits specialists. Health Advocate keeps all calls strictly confidential in compliance with the privacy provisions of the Health Insurance Portability and Accountability Act (HIPAA), freeing plan sponsors of a financial and legal liability.
Our highly personalized assistance addressing a range of sometimes challenging and sensitive health issues helps ensure that employees receive the quality care—and the correct answers—they need, when they need it. This one-on-one support frees employees of worry and time lost seeking solutions and enables them to remain fully productive on the job.
Your employees and their families can find assistance in the following areas:
Administrative Support
Health Advocate helps sort out and resolve claims and related paperwork problems. We work on coverage issues and help members understand the coding and payment rules that apply to their circumstances.
For example, we help:
Clinical Support
Our Personal Health Advocates help members find the clinical help they need and will also assist with coordinating their care.
For example our PHAs help:
Healthcare Coaching
Our Personal Health Advocates provide members with the information they need to help them become active participants in the management of their health.
For example, PHAs:
Information & Resource Support
Health Advocate helps locate and make arrangements for members’ special services needs.
For example, we help:
Health Advocate effectively helps reduce your HR staff’s workload and offer considerable savings in medical costs and productivity.
Key Benefits:
The Core Health Advocacy program, is centered around a team of Personal Health Advocates (PHAs) and offers a comprehensive spectrum of programs that help employees navigate the complex healthcare and insurance systems. PHAs assist employees and their families with clinical and administrative issues involving their medical, hospital, dental, pharmacy and other healthcare needs.
How Health Advocate Works
Participants calling a toll-free number are assigned their own Personal Health Advocate (PHA), typically a registered nurse, who is supported by a team of medical directors and benefits specialists. Health Advocate keeps all calls strictly confidential in compliance with the privacy provisions of the Health Insurance Portability and Accountability Act (HIPAA), freeing plan sponsors of a financial and legal liability.
Our highly personalized assistance addressing a range of sometimes challenging and sensitive health issues helps ensure that employees receive the quality care—and the correct answers—they need, when they need it. This one-on-one support frees employees of worry and time lost seeking solutions and enables them to remain fully productive on the job.
Your employees and their families can find assistance in the following areas:
Administrative Support
Health Advocate helps sort out and resolve claims and related paperwork problems. We work on coverage issues and help members understand the coding and payment rules that apply to their circumstances.
For example, we help:
- Resolve insurance claims
- Save money on healthcare bills
- Navigate within an insurance company
- Assist with correcting billing errors
Clinical Support
Our Personal Health Advocates help members find the clinical help they need and will also assist with coordinating their care.
For example our PHAs help:
- Find the best doctors and hospitals
- Assist with a complex medical condition
- Locate and research treatments for a medical condition
- Secure second opinions
- Schedule appointments with hard-to-reach specialists
- Identify “best-in-class” medical institutions
Healthcare Coaching
Our Personal Health Advocates provide members with the information they need to help them become active participants in the management of their health.
For example, PHAs:
- Help prepare members for visits with their physicians and other healthcare providers
- Help members better understand their serious or chronic conditions
- Answer questions and provide information about medical terms, tests, medications and treatments
Information & Resource Support
Health Advocate helps locate and make arrangements for members’ special services needs.
For example, we help:
- Assist with eldercare issues
- Obtain health information to help make informed decisions
- Help members complete qualification applications
- Identify and coordinate/arrange for wellness services
- Help research transportation
Health Advocate effectively helps reduce your HR staff’s workload and offer considerable savings in medical costs and productivity.
Key Benefits:
- Independent and objective service
- Increases productivity and reduces claims costs
- Eases burden on Human Resources staff
- Helps support consumer-driven health programs
- Increases employee satisfaction and retention
- Improves quality of care
- Helps employees better balance work and family health concerns
- Professional, non-adversarial approach to finding the right answers
- Complies with HIPAA privacy and confidentiality requirements
